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UK low interest rate credit card comparisons

Compare UK low interest rate credit cards in one easy to use table, some providers even offer 0% balance transfers. Click for further information or to apply quickly and securely online.

0% Balance Transfer Cards

CardRateDurationBT FeeTypical APR
Capital One BT Exclusive0%Until 01/12/20093.0%15.9%
Virgin Credit Card0%15 mths2.98%15.9%
Barclaycard Platinum 'As on TV'0%Until 01/11/20092.9%14.9%
Capital One Platinum0%Until 01/11/20093.0%14.9%
Barclaycard OnePulse For London0%14 mths2.9%14.9%

0% Purchase Cards

CardRateDurationTypical APR
Capital One Platinum0%Until 01/11/200914.9%
Capital One Platinum Exclusive0%Until 01/07/200912.9%
Halifax One Online Special0%10 mths15.9%
Bank of Scotland 0%10 mths15.9%
Barclaycard Life of Balance0%10 mths16.9%

0% Balance Transfer and Purchase Cards

Card NameIntro DurationBT DurationTypical APR
Capital One PlatinumUntil 01/11/2009Until 01/11/200914.9%
Capital One Platinum ExclusiveUntil 01/07/2009Until 01/07/200912.9%
Capital One BT ExclusiveUntil 01/12/2008Until 01/12/200915.9%
Halifax One Online Special10 mths10 mths15.9%
Bank of Scotland 10 mths10 mths15.9%

Cashback Cards

CardCashback
American Express Platinum5% Moneyback for 3 months, up to 1.5% thereafter
Barclaycard Cashback 4% Cashback until 30/09/08, 0.5% until 01/01/10

Long Term/ Life of Balance Transfer

CardRateDurationBT FeeTypical APR
Barclaycard Life of Balance6.5%Life of Balance2.5%16.9%
Barclaycard Simplicity6.8%Life of Balance2.5%6.8%

Low Standard Rate Cards

CardTypical APRInterest Free Days
Barclaycard Simplicity6.8%56
Capital One Low Rate with Cashback8.5%56
Barclaycard Low Rate Special8.8%56
Capital One Platinum Exclusive12.9%56

Loyalty Reward Cards

CardLoyalty Rewards
Blue Sky Card from American ExpressA point for almost every £1 spent

A low or 0% interest rate can save you money as the balance on your credit card will not increase as quickly as it would on a card with a higher APR. In the uk 0% balance transfer credit cards are widely available (see above)